International Home Buyers

2021 Hurricane Preparedness Guide

Look carefully at the safety actions associated with each type of hurricane hazard and prepare your family disaster plan accordingly. But remember this is only a guide. The first and most important thing anyone should do when facing a hurricane threat is to use common sense.

Know Hurricane Terms: Hurricane Watch – A hurricane is possible within thirty-six hours. Stay tuned for additional information. Hurricane Warning – A hurricane is expected within twenty-four hours. You may be advised to evacuate. If so, evacuate immediately. Storm Surge – Storm surge is simply water that is pushed toward the shore by the force of the winds swirling around the storm. This advancing surge combines with the normal tides to create the hurricane storm tide, which can increase the mean water level 15 feet or more. Wonaco Casino Australia is an exciting destination for gaming enthusiasts looking for a premier entertainment experience. With a wide range of slots, table games, and live casino options, players can enjoy the thrill of gambling in a stunning atmosphere. The casino is known for its luxurious amenities, offering top-notch dining, entertainment, and hospitality services. Visitors can also benefit from various promotions and rewards programs that enhance their gaming experience. For those interested in learning more about their services or exploring the exciting offerings, you can visit their official site. Check out https://landscapershamilton.co.nz/ for more information. Whether you’re a seasoned player or new to the gaming scene, Wonaco Casino promises an unforgettable adventure in the heart of Australia’s vibrant gaming landscape. Make sure to visit and try your luck! Ask your local emergency preparedness office about evacuation plans. Learn evacuation routes. Plan a place to meet your family in case you are separated from one another in the hurricane. Assemble a disaster supplies kit ( See information below) Board up windows. Permanent storm shutters and impact glass offer the best protection. Also, you can use 5/8″ marine plywood. Tape does not prevent windows from breaking. Know how to shut off utilities. Make a record of your personal property (take digital photos or video tape the contents of your home and/or business and keep in a waterproof container with you along with your homeowners insurance policy or better yet, upload everything to the Cloud) Be sure trees and shrubs around your home are well trimmed. Clear loose and clogged rain gutters and downspouts. Determine how and where to secure your boat. Reduce the water level in your pool by about 1 foot. DO NOT drain your pool. Charge cell phones and back up batteries Get extra cash since ATMs will be inoperative if power is lost. Consider flood insurance and purchase it well in advance.

Have a Place To Go: Develop a family hurricane preparedness plan before an actual storm threatens your area. If your family hurricane preparedness plan includes evacuation to a safer location for any of the reasons specified with in this web site, then it is important to consider the following points: If ordered to evacuate, do not wait or delay your departure. If possible, leave before local officials issue an evacuation order for your area. Even a slight delay in starting your evacuation will result in significantly longer travel times as traffic congestion and weather deteriorates worsens. Select an evacuation destination that is nearest to your home, preferably in the same county, or at least minimize the distance over which you must travel in order to reach your intended shelter location. In choosing your destination, keep in mind that the hotels and other sheltering options in most inland metropolitan areas are likely to be filled very quickly in a large, multi-county hurricane evacuation event. If you decide to evacuate to another county or region, be prepared to wait in traffic. The large number of people in this state who must evacuate during a hurricane will probably cause massive delays and major congestion along most designated evacuation routes; the larger the storm, the greater the probability of traffic jams and extended travel times. If possible, make arrangements to stay with the friend or relative who resides closest to your home and who will not have to evacuate. Discuss with your intended host the details of your family evacuation plan well before the beginning of the hurricane season. If a hotel or motel is your final intended destination during an evacuation, make reservations before you leave. Most hotel and motels will fill quickly once evacuations begin. The longer you wait to make reservations, even if an official evacuation order has not been issued for your area or county, the less likely you are to find hotel/motel room vacancies, especially along interstate highways and in major metropolitan areas. If you are unable to stay with friends or family and no hotels/motels rooms are available, then as a last resort go to a shelter. Remember, shelters are not designed for comfort and do not usually accept pets. Bring your disaster supply kit with you to the shelter. Find Pet-Friendly hotels and motels. Make sure that you fill up your car with gas, before you leave.

Preparing Your Pets for Emergencies Makes Sense. Get Ready Now. If you are like millions of animal owners nationwide, your pet is an important member of your household. The likelihood that you and your animals will survive an emergency such as a fire or flood, tornado or hurricane depends largely on emergency planning done today. Some of the things you can do to prepare for the unexpected, such as assembling an animal emergency supply kit and developing a pet care buddy system, are the same for any emergency. Whether you decide to stay put in an emergency or evacuate to a safer location, you will need to make plans in advance for your pets. Keep in mind that what’s best for you is typically what’s best for your animals. If you must evacuate, take your pets with you if possible. However, if you are going to a public shelter, it is important to understand that animals may not be allowed inside. Plan in advance for shelter alternatives that will work for both you and your pets. Make a back-up emergency plan in case you can’t care for your animals yourself. Develop a buddy system with neighbors, friends and relatives to make sure that someone is available to care for or evacuate your pets if you are unable to do so. Be prepared to improvise and use what you have on hand to make it on your own for at least three days, maybe longer.

Disaster Supply Kit I personally prepare a hurricane closet in May with all the needed supplies and materials so that there is never a last minute rush to the store when the shelves have been cleaned out.

Water : Plan on one gallon of water per person per day for at least 3 days, for drinking, washing, cooking, and sanitation. Extra water for pets Store as much as possible in plastic containers such as soft drink bottles. Avoid using breakable containers, such as glass bottles or mason jars. Fill bathtubs with water for bathing and washing dishes Food : Store at least a three day supply of non perishable food. Choose foods that do not require refrigeration or cooking. Choose foods that are healthy and high nutrition type.  (Canned meats, fruits and vegetables, protein or fruit bars, dry cereal or granola, peanut butter, dried fruit, nuts, crackers, canned juices, non-perishable pasteurized milk, high enery foods, vitamins, food for infants and pets, comfort/stress foods) Supplies and Equipment: A battery operated radio with extra batteries NOAA Weather Radio with tone alert and extra batteries A flashlight with extra batteries Blankets or sleeping bags ( store in trash bags to keep dry) Paper plates and utensils, including a non electric can opener Candles and matches in a waterproof container Plastic sheeting and duct tape to shelter-in-place Toothbrushes, toothpaste, soap, moist towelettes, and other personal grooming items Paper towels and toilet paper First aid kit and medicines ( ask your pharmacist or drug supply company for a one month hurricane supply and store in water proof container) Fire extinguisher Wrench or pliers to turn off utilities Cell phone and plug in battery operated charger Infant formula and diapers Books, games and toys to keep kids occupied ( remember those batteries) Important family documents such as copies of insurance policies, identification and bank account records, COVID Vaccine Passport, in a waterproof, portable container Complete change of clothing including long sleeved shirt, long pants and sturdy shoes Insect repellent and sun-screen Paper and pencil Local Maps Make sure to keep all of your medications filled.

Business Preparedness * Have an emergency communication plan in place before the storm hits. How will co-workers stay in contact if the physical location of a business is damaged? * Turn off all non-critical work devices before the storm hits. * Alert a third party about business evacuation plans in case a storm makes it impossible to get to your place of business. * Protect important business documents that you may need quickly, such as property insurance policies. * Have cash on hand to pay employees or contractors after the storm. * Know which employees are certified in CPR, EMT, etc. * If possible, disconnect a building’s main electrical feeds. * Have a plan to notify all employees, post-storm, about damage and how you’ll move forward. * Review contracts that are date sensitive and have a backup plan in place to handle potential problems. * Assess all functions that could be impacted by a lapse in business – cash flow, bills, budgets and any upcoming events. Links to Hurricane Information:    National Hurricane Center NWS Hurricane Awareness site FEMA Hurricane Info American Red Cross FEMA

Filed under: Blog, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Flood Insurance, Florida Real Estate, Home Buyer Advice, Home Buyers, Home Maintenance, home safety, Homebuyer Advice, Homeowners Insurance, Hurricane Preparedness, International Home Buyers, Real Estate, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate, Uncategorized by Kim Bregman
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An escalation clause is language inserted into a purchase offer for a home that’s intended to make sure a buyer is the highest bidder. It’s typically used when a buyer and their real estate agent strongly believe a house will receive multiple offers. Betzard Casino has emerged as a popular destination for online gaming enthusiasts in Australia. With a comprehensive selection of games, including slots, table games, and live dealer options, players are sure to find something that suits their preferences. The user-friendly interface makes navigation effortless, allowing players to focus on the fun. One of the standout features of Betzard is its generous bonuses and promotions, enticing both new and returning players alike. For those looking for detailed insights and informed opinions, you can check out https://ironshod.co.nz/, which offers in-depth reviews and player feedback. Additionally, Betzard Casino is known for its secure payment methods and reliable customer support, ensuring a safe and enjoyable gaming experience. Overall, Betzard is worth considering for anyone seeking a quality online casino experience in Australia.

An escalation clause states that the buyer will pay a certain amount of money above the highest offer the seller receives. It generally includes a ceiling cap to make sure the buyer doesn’t agree to pay more money than they can afford.

An escalation clause can be a powerful technique when used correctly, but unfortunately it is seldom used as effectively as it could be. Such a clause increases, or escalates, a contract above its originally offered Sales or Contract Price when the Home Seller has received another Contract.  The intent of the Clause is to crush competing contracts by automatically and incrementally increasing the buyer’s offer price by a pre-determined amount above other offer(s). Cazeus Casino has quickly gained traction among Australian online gaming enthusiasts. With a sleek interface and a vast selection of games, it promises an enjoyable gambling experience. Players can indulge in hundreds of slots, table games, and live dealer options, catering to both casual gamers and seasoned bettors. One standout feature of Cazeus Casino is its generous welcome bonuses and ongoing promotions, ensuring players get the most value for their deposits. Security is also a key focus, with advanced encryption technologies protecting users’ information. For those looking to explore what Cazeus Casino has to offer, a visit to their website is worthwhile. Find out more about games, bonuses, and payment options by checking out this link: https://fabriko.org.nz/. Overall, Cazeus Casino is emerging as a top contender in Australia’s online gaming landscape, promising excitement and security for every player.

Typically, there are three distinct parts to any escalation clause that’s included in a real estate contract.

Proof of a bona fide offer: You can rest easy knowing that sellers can’t just use an escalation clause as an excuse to make you pay a higher sale price. When the contract asks for “proof of a bona fide offer,” it means that the listing agent must be able to prove that another offer came in with a purchase price higher than your original suggestion. Typically, the listing agent will send over a copy of the page from the other buyer’s purchase agreement that shows the higher price. However, any identifying information for the other buyer will be redacted.

An escalation amount: The escalation clause should also include an amount by which you’d like to outbid any higher offers.

A price cap: The price cap represents the maximum amount you’re willing to pay for the property, or how high you’re willing to allow your offer to go. If an offer is submitted that is higher than this amount, be aware that your offer may be taken out of the running.

Pros of Using an Escalation Clause

• Including an escalation clause in your offer indicates to the sellers that you’re truly invested in buying the property. It shows that you’re willing to go above and beyond what’s required in order to become the home’s new owner.
• Some buyers love the idea of negotiating; others don’t. If you fall into the latter group, including an escalation clause in your offer might be a smart idea. Since it gives the seller a solid idea of your positioning upfront, it cuts down on the back-and-forth that needs to happen between you and the sellers.
• If the market conditions are highly competitive — a “Seller’s Market” — or the particular property is head and shouldersabove the rest, or both, you as a Home Buyer are likely going to find yourself competing for the home against other would-be homeowners.
• Using an escalation clause will continually bump up the price you pay, but only if there are other offers that trigger it.

Cons of Using an Escalation Clause

• If a buyer includes a maximum price in an escalation clause, the seller will immediately know the buyer’s top price thereby compromising the buyer’s bargaining position. By providing a price cap for your escalation clause, you’re essentially telling the sellers how much you are willing to pay for the home, and there’s nothing to stop them from simply presenting you with a counteroffer at that price.
• An offer containing an escalation clause may not become enforceable until a specific price is entered into the contract and the buyer sees the price the seller has specified.
• The seller may fabricate a fictitious offer in order to drive up the sales price for a buyer who uses an escalation clause.
• Real estate brokers are prohibited from drafting escalation clauses, because doing so would constitute the unauthorized practice of law. Hiring an attorney is recommended but will increase the buyer’s costs.
• If multiple buyers were to include escalation clauses in their offers, a bidding war may follow. If no buyer is willing to commit to a specific price, then no contract is ever formed and no property is sold.
• Since the use of an escalation clause implies that a prospective buyer is willing to pay more than other buyers, it may motivate sellers to seek higher prices, a disadvantage to the buyer using the escalation clause.
• While the use of escalation clauses may lead to higher sales prices, a benefit to the sellers, they could also discourage buyers who do not want to use escalation clauses.
• A broker who discloses the price/terms of an offer without the buyer’s consent or otherwise gives one party an unfair advantage over another risks disciplinary action by the Commission. A seller’s best response in a multiple offer situation where one or more of the buyers is using an escalation clause will likely be to invite all buyers to make their highest and best offers.  That way, each buyer is given an opportunity to buy the property at the price and terms he or she is willing to pay and the seller will receive the best offer from each buyer rather than an incremental offer from a buyer who wants to offer slightly more than a competing buyer.

Don’t make the mistake of thinking the Highest Contract Price will always win; other TERMS of a contract can often prove more valuable to the Sellers.

Having a knowledgeable Exclusive Buyers Agent is invaluable for situations like this and for understanding the risks and possible benefits of opening negotiations in this manner. The seller has the right not to respond to any offer, whether or not it contains an escalation clause.

Filed under: Blog, Boca Raton real estate, contracts, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Homebuyer Advice, House Closings, International Home Buyers, International investors, Real Estate, Real Estate Closings, Real Estate Investment, real estate news, Real estate trends, South Florida Real Estate by Kim Bregman
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• Ship by train – Amtrak
• Ship by bus – Greyhound
• Ship by marketplace -Uship, Busfreighter
• Ship by car (only if you’re shipping a car)
• Ship by freight
• Use a trailer

1. Put all the boxes on a wood pallet and shrink wrap it. Use alot of shrink wrap. Make sure to shrink wrap around the actual pallet so everything stays anchored to it.
2. Load the pallet up with boxes at a location where it can easily be brought out to the truck, i.e. your garage.
3. Now you need to call around and get rates from freight companies.
4. Haggle, haggle, haggle. Carriers are going to try and overcharge you. You should be able to get 1 pallet shipped for a few hundred dollars depending on the details.
5. You’ll probably need a liftgate (small elevator on the back of the truck that will bring the pallet down to ground level) and a pallet jack to move the pallet. This will be a small additional charge. Make sure to let the shipper know you need these services.

Filed under: Blog, Boca Raton real estate, Down Sizing, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Homebuyer Advice, International Home Buyers, Real Estate, real estate news, Relocation, South Florida Real Estate by Kim Bregman
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COVID-19 Real Estate Home Buying Process

Filed under: Blog, Boca Raton real estate, coronavirus, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Foreign Home Buyers, Home Buyer Advice, Home Buyers, Home Financing, home Inspections, home safety, Homebuyer Advice, House Closings, International Home Buyers, International investors, Real Estate, Real Estate Closings, Real Estate Investment, real estate news, Relocation, South Florida Real Estate by Kim Bregman
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The novel coronavirus (COVID-19) has put a stop to the normal routines of everyday life both in the U.S. and abroad. And while social distancing is the course of action to take until told otherwise, moves aren’t always something that can wait. Real estate is considered an essential service in all states and there are many services providers to assist you in facilitating a move to a new home.

By taking extra safety precautions and minimizing social contact, you can still move safely.  If you are about to move, you can still pull it off with a little extra planning and a few precautionary steps.

Here are some tips for making your move as safe, seamless and stress-free as possible.

Moving Companies:

There have not been any notable shutdowns of service among major moving companies. That being said, decisions about closures may be left to individual franchise owners. If you have already scheduled your move and haven’t heard anything, assume that your moving company is still providing services unless told otherwise, but still call just to confirm.

If you’re worried about moving during a pandemic for a move that is still upcoming and for which you haven’t scheduled movers, it’s hard to say what will and will not be available in the months to come. For now, continue to do research on companies and ask directly what steps are being taken when you reach out. What has changed at this point is largely going to be related to the customer experience itself, including frequent hand washing among movers and no physical contact between movers and clients.

If you need to select a moving company, ask for a virtual quote and see if the company offers fully contactless service.  Forgo handshakes, for obvious reasons. A smile and a generous tip (sent through Venmo, PayPal or another contactless digital platform) are a welcome substitute. These companies have virtual estimate procedures available for competitive quotes

• United Van Lines
• Allied Van Lines
• International Van Lines
• Wheaton World Wide Moving
• North American Van Lines

Moving companies are taking the coronavirus pandemic very seriously. To that end, companies across the country have put into place protocols designed to protect their employees and their customers. These include:

• Following federal and local guidelines around social distancing and sanitization
• Conducting virtual surveys instead of in-home surveys to provide estimates
• Frequently sanitizing trucks and equipment
• Practicing social distancing with customers and, as much as possible, among moving teams
• Wearing masks and gloves
• Keeping trucks stocked with hand sanitizer

All of these practices help ensure that moving services can remain available in a safe way.

Car shipping companies open during COVID-19 outbreak

Interstate moving companies open during COVID-19 outbreak

Storage Services

Same as moving companies, major storage companies continue to run operations. What you might be able to expect however is limited hours of accessibility and/or a reduction in the number of customers who are able to access their units at any one time. Storage companies should also be following proper hygiene practices, including sanitization of access pads and the requisite six feet or more of space between customer and customer and customer and employee.

Storage companies open during COVID-19 outbreak

What If I’m Moving By Myself?

The process of a DIY move looks pretty much the same now as it did before COVID-19, minus the ability to have a couple friends come over and lend a hand in exchange for pizza. Some additional things that you will want to do however include keeping hand sanitizer, soap, and paper towels accessible at all times, we well as making a detailed plan for both your departure and arrival.

Major rental truck companies continue to be in service, as they are considered essential for transportation and personal mobility needs. Again, what may be different is the experience, since companies like Enterprise and U-Haul have put into place their own protocols for physical distancing. This means that your pick-up and drop-off location may not be at the branch office, and that you’ll have to make your reservation online or over the phone instead of in person.

If you rent, talk to your current landlord about how you can safely drop off keys and collect your security deposit, and talk to your new landlord about the process for a safe move in. Putting in a blueprint of steps ahead of time will help you maintain social distancing during your DIY move and answer any questions you might have about the process.

Truck rental companies open during COVID-19 outbreak

How to Prepare For Your Move

One silver lining is that social distancing means that you might have more time to devote to organizing your home prior to your move and getting rid of the things you no longer want or need. If you plan on donating items like clothing, linens, furniture, shelf stable non-perishables, etc., call the place that you would like to donate to ahead of time and see what their policies are. While many people are in need during this time, it’s likely not going be quite as easy as just driving to your nearest donation center and dropping stuff of (but that doesn’t mean you shouldn’t do it).

Junk removal companies open during COVID-19 outbreak

To prepare for a move amidst COVID-19, be sure to keep the following steps in mind:

Contact your movers

This is important to confirm your reservation and discuss best practices for moving day. Moving companies are putting in lots of safeguards to help protect their clients, and it helps to be on the same page as them in terms of what is expected.

Buy all of your supplies at once

You are going to want to get it right with just one trip to the store, so make sure you know exactly what you’re going to need for your move. Don’t use free or recycled moving boxes. The coronavirus can live on cardboard for as long as 24 hours, so now is not the time to be picking up free moving supplies from places that are recycling them. Boxes that you already have in your home are fine, but if you need any extras then you’ll need to go to the store and buy them new (even better if you can then purchase them through self-checkout). Better yet, order all your moving supplies online and have them shipped to your residence.  Clean as you pack.  Use this opportunity to sanitize your belongings, wiping items down with disinfectant. If you don’t have any, you can make one with a solution of one tablespoon bleach to one gallon of water.

Finish packing at least 24 hours before the movers arrive

Coronavirus can last a long time on surfaces, including up to 24 hours on cardboard boxes. Your movers will be wearing gloves, but for everyone’s safety you should still have your boxes packed and sitting untouched at least a day before your movers arrive.

Provide hygiene products for your movers. 

To aid your movers in following necessary hygiene practices, be sure to leave out products that they can use while they transport your items to and from the moving truck.  That includes soap and paper towels by the sink, and hand sanitizer by the door that they’ll be entering and exiting through. If you’re concerned about having enough supplies, let your moving company know so they can be sure to bring them along for use during the move.

Be transparent and flexible

In advance of your move, reach out to your neighbors — especially if you live in an apartment building — and share the date and time you plan to move. This gives everyone in your direct vicinity an opportunity to avoid unnecessary contact and let you know if your timing is a problem.

When you move into a new home, deep clean it

Be sure to deep clean and sanitize your new home before you move into it. Here are a few resources and tips to help:

CDC’s recommendations on how to clean and sanitize your home

• Use disinfectant wipes for quick cleanings over the most high-touch areas – doorknobs, sinks, cabinet pulls, refrigerators, etc.
• Use disinfectant sprays for areas that can’t be wiped clean. You can use Lysol, for example, on your couches and mattresses which will touch many surfaces during a move (the ground, the inside of a truck, etc.).
• Use this CDC bleach mixture recommendation on your new tile floors. Use a disinfecting wet mop cloth on your hardwood floors As you unpack, be sure to also disinfect your computer and accessories (keyboards can get pretty gross – here’s how to clean them), your television remote controls, credit cards, wallet, and more.

If you have an extra minute, here are some additional things to consider 

• Prioritize your internet setup. Scheduling an internet installation date at your new home is critical for staying connected to friends and family. There are 1-2 hour call wait times at cable and internet providers right now, as more and more people call to increase speeds and bandwidth. You can’t bank on getting an appointment as easily as you have in the past. Additionally, consider a high bandwidth plan to account for changes in working from home, video calls, multi-device streaming, etc.
• Stocking your kitchen full of groceries will feel a bit different this time around. Try Shipt or Instacart, or delivery options from your local grocery store.

Additional resources:

• While planning your move, continue to monitor the health and safety guidelines set out by the World Health Organization (WHO)and the Centers for Disease Control and Prevention (CDC).
• For tips on infection prevention, visit gov.

Moving is stressful under the best of circumstances; this is a scary time and certainly takes moving stress to the next level.  With some planning and organization, you can relocate and stay safe even in an environment with a pandemic.

Filed under: Blog, Boca Raton real estate, coronavirus, Down Sizing, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Home Buyer Advice, Home Buyers, home safety, Homebuyer Advice, House Closings, International Home Buyers, Real Estate, Real Estate Closings, real estate news, South Florida Real Estate by Kim Bregman
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PHOENIX, April 09, 2020 (GLOBE NEWSWIRE) — The National Association of Exclusive Buyer Agents (NAEBA) reached their 25th anniversary. This milestone is a major confirmation of the importance of their mission and the value their members bring to the market. In a world where it is sometimes hard to tell who is on what side, the National Association of Exclusive Buyer Agents is clear that they exist to provide exclusive fiduciary duties to home buyers. NAEBA members avoid the conflict of interests that arise when the same firm attempts to represent both buyers and sellers.

“It is incredibly validating to have reached this major milestone of 25 years. Our members are the vanguards for the standards and ethics of fiduciary duty to buyer-clients,” says Rich Harty, current volunteer President of NAEBA. “As a membership association, we support each other so that we can better serve our buyer-clients.” NAEBA’s members are a part of a community of like-minded people who understand the value of professional development, camaraderie, networking, and the strength that comes from association.

This anniversary comes with many recent initiatives and accomplishments, including:

• The launch of the Certified Exclusive Buyer Agent online program

• The incredible growth of the NAEBA leads referral system helping connect buyers with EBAs

• Ongoing development of benefits and resource sharing for NAEBA members only

“NAEBA has offered me great tools and educational experiences to enhance my career as an Exclusive Buyer Agent, business owner, and broker. I credit my attendance at NAEBA meetings and getting involved as a volunteer with helping me establish my position as a trusted expert in my market,” says Andi DeFelice, former volunteer President of NAEBA. “Membership in NAEBA is a powerful asset for my business.”

To learn more about National Association of Exclusive Buyer Agents, visit https://naeba.org/about-naeba/ The National Association of Exclusive Buyer Agents is an independent alliance of real estate professionals who provide client-level services to home buyers only and whose real estate companies do not accept seller-property listings. The members of this Association adhere to a strict code of professional ethics and professional standards which guide them in serving their buyer-clients.

Filed under: Blog, Boca Raton real estate, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Homebuyer Advice, International Home Buyers, Real Estate, real estate news, South Florida Real Estate by Kim Bregman
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1. Consider the amount of time and the amount of cash you have to address obvious deficiencies with the property.
2. Does the property smell damp? From mold to warping, moisture can cause considerable damage to homes, even making them uninhabitable. The first clue is that moisture smells. Besides damage to the house, moisture can adversely affect a homeowner or tenant’s health.
3. Stuck windows and doors. These can also be a sign of moisture or that a house is settling due to age or structural shifting. Both are problematic.
4. Sloping or sagging floors. Both indicate structural problems beyond just aging. Buyers should find out if framing, joists or sub-flooring need replacement.
5. Foundation problems. One small crack can be just the beginning of many cracks and can signal that a house could eventually crumble.
6. Inward grading, poor drainage and short downspouts. Improperly installed or clogged gutters and downspouts all may cause water to enter a house.
7. Bad roof. An old roof may leak but it’s not always the shingles or tiles that are the culprit. Sometimes, it’s what’s underneath – sheathing, trusses, beams and rafters. The sellers should disclose when the roof was installed.
8. Outdated wiring and fuses. Because homeowners rely on so much technology today, outdated wiring may, in worst cases, start a fire. Often, dated electric boxes make the home un-insurable.
9. Outdated plumbing. Toilets that don’t flush properly, sinks and showers that lack adequate pressure or have leaks, and water heaters that don’t provide enough hot water signal a need for attention. Not to mention the condition of the pipes from the home to the street.
10. Termite damage and wood rot. Buyers may spot blisters in wood flooring, hollow sections of wood, and even the bugs themselves. An exterminator can determine the extent of the damage and estimate repair costs.
11. High energy bills. This should alert buyers to the cost of cooling the home. Due diligence can tell them whether their Ac handlers, insulation, or doors and windows are inefficient and need to be sealed, repaired or replaced.
12. Historic home designation and zoning rules. Municipal guidelines may restrict buyers from making certain improvements to their home and property.

Filed under: Blog, Boca Raton real estate, Down Sizing, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, home Inspections, Home Maintenance, Homebuyer Advice, International Home Buyers, International investors, Real Estate, Real Estate Investment, real estate news, Real estate trends, Relocation, South Florida Real Estate, What Buyers Should Check When Buying an Older Home by Kim Bregman
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• What exactly are your ownership and voting rights within the association?
• What percentage of the common expenses are you be liable for – many units offer different floor plans of various sizes, with each one making up a percentage
• What restrictions are in place regarding the common elements and your unit?
• Is there planning in place for further units to be constructed? Â If so, how many and when?
• Does the developer have any options NOT to complete any of the facilities or amenities?
• Is there a history of resident complaints at the condominium?
• Is the Condominium Association currently involved in any form of litigation?
• Does the Condominium Association have reserved funds set aside for maintenance projects and future capital expenditures?
• What about pets – are there ANY restrictions?
• Can you rent or sell your condo without restrictions?
• Are there any restrictions regarding family and friends using, staying with, or occupying the unit?

Filed under: Boca Raton real estate, downtown boca raton, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Foreign Home Buyers, Home Buyer Advice, Home Buyers, Homebuyer Advice, International Home Buyers, International investors, Real Estate, Real Estate Investment, real estate news, South Florida Real Estate by Kim Bregman
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Exclusive Buyer Agent Why Use an Exclusive Buyer’s Agent When Purchasing a House? Buying a house is one of the most significant undertakings you’ll make in your entire life. It’s not simply about finding the right home for you and your family; more than anything, buying a house is about making the right financial investment on a long-term basis. Before you even put down your earnest money deposit, an exceptional buyer’s agent will have been doing several things for you, including searching for the right property and starting the due diligence process when you do. There are a plethora of reasons you should turn to a buyer’s agent when you start the house-buying process. The most important of which is that an Exclusive Buyer’s Agent owes you a fiduciary and never lists properties. There is no conflict of interest. Below are some of the most essential reasons to hire a buyer’s agent when purchasing your next house: 1. It’s Free One of the first things you need to know about hiring a buyer’s agent is that it’s not going to cost you anything. That’s right; 99 percent of the time it won’t cost you a dime! A buyer’s agent will be paid by the home seller once the home is sold. Not only is it free, but a buyer’s rep will be saving you both time and money. As always, it’s essential to have a good working relationship with an agent. In other words, make sure you find one that you feel comfortable working with. 2. Going to the Listing Agent Isn’t Smart For some reason, lots of buyers think they’ll get a better deal if they go to the seller’s agent. This is one of the biggest myths in real estate and could cost you considerable money in the long run. Quite often, buyers think if they go to the seller’s agent, they’ll give them back some of the commission. While this may be true, the agent works in the best interests of the seller, or in the case of Florida where they are transactional agents…themselves! Not you! Saving a couple thousand dollars in commission but overpaying on a home by $10,000 works out to a net loss of $8,000! In addition, the agent is going to be doing everything in their power to close the sale, not what’s best for you. Avoiding dual agency is something every smart buyer does. Always have your own designated buyer’s agent. 3. Professional Experience A buyer’s agent should have the right kind of professional experience in finding the right home for you. Finding the right property is a time-consuming process, and it’s easy to find yourself spending hours viewing properties that are not right for you.  It’s crucial to have a bit of help, especially if you’re a first time home buyer or a very busy person. Having an agent screening the properties for you can save you lots of time. Not only that, but they’ll also view properties to make sure they’re in good order. A buyer’s agent who has been in the business for a long time will pick up on common problems, and can advise you before you even get in the car about the neighborhood, what the location issues may be with the home and the general condition of the property. 4. How Well Do You Know the Area? Having a buyer’s agent on board when you move to a new town or part of the country is especially vital. After all, you may not know the area that well. Having someone with local knowledge means that you’re much more likely to end up investing in a property in the “right” part of town. An exceptional agent that services primarily buyers will know their way around the local area well. They’ll know the popular neighborhoods that are appealing to most buyers and those that aren’t. Also, an agent will make sure the amenities that are important to you are close by. Schools and leisure facilities are often on the top of most homebuyers’ agenda. 5. Valuation and Finance Valuing a property is not easy when you don’t have a lot of experience. When you’re buying your first or second home, you’ll need all of the help that you can get. Nothing beats turning to a professional to help you purchase a property at fair market value, or less, if you’re lucky. One of the best skills of a buyer’s agent is to be able to evaluate the right purchase price for the home. Financing can be a nightmare, as well. Sure, you may have your mortgage pre-approval, but when it comes to buying a home and financing it, there’s often a mountain of paperwork to work through. A buyer’s agent will help you to do so, and make sure the process stays on track. They explain fundamental real estate terms you might not be familiar with. For example, a significant percentage of buyers don’t know the difference between earnest money and a down payment. Understanding the function of each of these things is crucial for a buyer to understand. There are a myriad of others, such as insurance, HOA approvals, inspections, and more. 6. How Much Time Do You Have for Your Showings? Not having a buyer’s agent can mean you end up at a lot of showings or viewings that aren’t right for you. When you contract in a buyer’s agent at the start of the process, they’ll make sure that they schedule everything for you. It’s like having your own personal assistant. Tell them when you’re free, and they’ll do most of the work for you.A listing agent will take you to their listings first, regardless of whether or not they are suited for you…..they need to make sure their Sellers feel like their homes are getting shown. 7. The Value of Contracts Never underestimate the value of contracts when it comes to buying a home. Arrangements are not only about money; timelines are established in the purchase contract, as well. A buyer’s agent will make sure you follow through with any necessary responses required under the terms of the contract. This is critical because not doing so could put your escrow funds at risk of loss. An excellent agent will keep you informed and on track so that you don’t lose any of your escrow funds. There’s also an abundance of smaller details you need to deal with before you sign on the dotted line. Many of them form part of modern-day contract law. Changing regulations are something else a buyer’s agent will help you with. 8. Professional Contacts Once you’ve bought your first home, you’ll appreciate how many people form part of the buying process. It’s not just you and your bank manager. You’ll also need the help of other professionals, such as a home inspector. What if the home inspector picks up a problem during the inspection, and you need an estimate for work? A buyer’s agent is likely to have the right contacts at their fingertips, and will also be familiar with the process. 9. A Buyer’s Agent: Your Negotiator Many of us don’t like to negotiate, and we’re not always that good at it. You may like the seller and don’t want to upset them. After all, we’re only human. It’s hard to say “no,” or ask someone you like to drop the price or negotiate a needed repair. Let’s go back to that home inspection that picked up a slight problem. Ask yourself if you have the skill, and confidence, to renegotiate the price of the property. It takes both to close a deal. Once again, this is something that your buyer’s agent can do for you. 10. Let’s Stay on Schedule Staying on schedule is an important part of the process of buying a home. You may need to get out of your old house on a specific date, or you may have a starting date for a new job. Trying to pack up your old home and keeping the ball rolling is not easy. Many buyers don’t realize that a buyer’s agent will keep things going while you focus on moving out of your property or drive across the country to take up that promotion you’re getting. An exclusive buyer agent will have your back at all times. That is perhaps the best way to look at the relationship. They’re your fiduciary in the strongest sense of the word. Once it’s all over, you’ll be glad that you decided to ask for the help of a buyer’s agent instead of going through the buying process on your own!

Filed under: Blog, Boca Raton real estate, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Foreign Home Buyers, Home Buyer Advice, Home Buyers, Homebuyer Advice, International Home Buyers, Real Estate, Real Estate Investment, real estate news, Relocation, South Florida Real Estate by Kim Bregman
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