How to Arrange Furniture- 10 Basic Rules
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Pets are an important part of our family, and one of the bright spots in the stay-at-home mandates due to COVID-19 is that we get to spend more time with them. The pets of the world are probably delighted with that aspect of the current crisis.
Understandably, many owners have questions about their pet’s susceptibility to COVID-19 and how it might affect their personal health. Just as medical experts are learning more each day about how the new coronavirus, COVID-19, impacts the health of humans, they’re also studying its effects on animals. And what they’ve discovered is that although the virus primarily spreads from person to person, it can spread from people to pets in some situations.
A small number of pets worldwide, including cats and dogs, have tested positive for COVID-19, “mostly after close contact with people with COVID-19,” the Centers for Disease Control and Prevention (CDC) says.
Cats appear to be the most susceptible to SARS-CoV-2 and can even develop symptoms of the disease, preliminary studies show. They also seem to be able to spread the virus to other cats. (Laboratory studies have found that ferrets and golden or Syrian hamsters can spread the infection to other animals of the same species as well.)
How to protect your pets
Keeping your four-legged family members safe during the coronavirus pandemic looks a lot like how you might go about protecting the humans in your family. Physical Distancing is a key preventative measure. Public health experts recommend keeping your pet away from other people and animals outside the household.
Avoid dog parks and public spaces where dogs gather to play, and when on walks, keep your dog at least 6 feet from other people and animals. Cats should be kept indoors when possible to limit their interaction with other people and pets, the CDC advises. While you spend more time at home, try to dedicate more time to playing with your dog or cat. It’s a great time to bond, teach them new tricks or focus on behavior training.
If you or someone in your family is sick with COVID-19, avoid contact with your pets — this includes petting, snuggling and smooching. If possible, have another member of your household care for your pet while you are sick, the CDC says. Also: Be sure to wear a cloth face covering if and when you are around your pet, and don’t forget to wash your hands before and after touching any animal. This helps to keep you and your pet healthy.
Here are some key actions you can take to prepare and help ensure the safety and care of your pets in case you get sick:
If you are concerned that your pet has been exposed to the coronavirus, contact your veterinarian. Just like with people, it’s better to call first to limit the risk of exposing others to the virus.
Filed under: Blog, coronavirus, Exclusive Buyer Agency, Florida Real Estate, Home Buyer Advice, Home Buyers, home safety, Homebuyer Advice by Kim Bregman
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PHOENIX, April 09, 2020 (GLOBE NEWSWIRE) — The National Association of Exclusive Buyer Agents (NAEBA) reached their 25th anniversary. This milestone is a major confirmation of the importance of their mission and the value their members bring to the market. In a world where it is sometimes hard to tell who is on what side, the National Association of Exclusive Buyer Agents is clear that they exist to provide exclusive fiduciary duties to home buyers. NAEBA members avoid the conflict of interests that arise when the same firm attempts to represent both buyers and sellers.
“It is incredibly validating to have reached this major milestone of 25 years. Our members are the vanguards for the standards and ethics of fiduciary duty to buyer-clients,” says Rich Harty, current volunteer President of NAEBA. “As a membership association, we support each other so that we can better serve our buyer-clients.” NAEBA’s members are a part of a community of like-minded people who understand the value of professional development, camaraderie, networking, and the strength that comes from association.
This anniversary comes with many recent initiatives and accomplishments, including:
• The launch of the Certified Exclusive Buyer Agent online program
• The incredible growth of the NAEBA leads referral system helping connect buyers with EBAs
• Ongoing development of benefits and resource sharing for NAEBA members only
“NAEBA has offered me great tools and educational experiences to enhance my career as an Exclusive Buyer Agent, business owner, and broker. I credit my attendance at NAEBA meetings and getting involved as a volunteer with helping me establish my position as a trusted expert in my market,” says Andi DeFelice, former volunteer President of NAEBA. “Membership in NAEBA is a powerful asset for my business.”
To learn more about National Association of Exclusive Buyer Agents, visit https://naeba.org/about-naeba/ The National Association of Exclusive Buyer Agents is an independent alliance of real estate professionals who provide client-level services to home buyers only and whose real estate companies do not accept seller-property listings. The members of this Association adhere to a strict code of professional ethics and professional standards which guide them in serving their buyer-clients.
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If you live in Broward County, you can call this hotline to have your questions answered: 954-357-9500.
If you live in Palm Beach County, you can call this information line with your questions: 561-712-6400.
The Sun Sentinel posted drive-through testing sites in South Florida here.
Please be aware of financial scams. You can learn more and report them here.
Tele-Health
Medicare: Medicare has temporarily expanded its coverage of telehealth services to respond to the current Public Health Emergency. Learn more here.
Florida Blue: Florida Blue’s network of primary care doctors and specialists will be able to treat patients virtually at their normal office visit rates. Visit the Florida Blue website, the Florida Blue app, the Teladoc app, or by calling Teladoc directly at 800-835-2362.
Baptist Health: Baptist Health is offering telehealth services through its Care on Demand platform. If you or someone you know has cold or flu-like symptoms, visit here using code CARE19.
Cleveland Clinic: Cleveland Clinic Florida is encouraging the use of its Express Care Online Virtual Care services as much as possible during the outbreak. Click here for more information.
Cigna: Cigna is offering COVID-19 specific resources for enrollees. Click here for more.
Humana: Humana has agreed to waive telemedicine costs for all urgent care needs for the next 90 days. This will apply to Humana’s Medicare Advantage, Medicaid, and commercial employer-sponsored plans and is limited to in-network providers delivering synchronous virtual care. More information here.
COVID-19 Public Website and Call Center
Please visit the Florida Department of Health’s dedicated COVID-19 webpage for information and guidance regarding COVID-19 in Florida.
For any other questions related to COVID-19 in Florida, please contact the DOH’s dedicated COVID-19 Call Center by calling 1-(866) 779-6121. The Call Center is available 24 hours a day. Inquiries may also be emailed to COVID-19@flhealth.gov.
County Health Departments
If you’re concerned that you may have contracted the coronavirus, please contact your healthcare professional or county health department:
Broward County: 954-467-4700
Palm Beach County: 561-840-4500
Miami-Dade County: 305-324-2400
Additional Resources
Bank Regulators have also instructed banks and servicers to be proactive in extending help to homeowners:
Banks have posted their own policies and ways for consumers to contact them for assistance:
Consumer Financial Protection Bureau (CFPB)
Protect Your Credit: The CFPB is urging consumers to protect their credit(link is external) during this pandemic.
Protect Yourself Financially: The CFPB has a number of resources(link is external) focused on financial protection, both short and long term, such as paying bills, income loss, and scam targeting. Resources include contacts for housing and credit counselors, debt collectors, and state unemployment services.
Department of Labor (DOL)
DOL has provided resources for employers and workers(link is external) in responding to COVID-19 and including the impact on wages and hours worked and protected leave (these resources are primarily for businesses and employers).
Environmental Protection Agency (EPA)
Americans can continue to use and drink water from their tap as usual. EPA has provided important information about COVID-19(link is external) as it relates to drinking water and wastewater to provide clarity to the public. The COVID-19 virus has not been detected in drinking-water supplies. Based on current evidence, the risk to water supplies is low.
Federal Housing Administration (FHA)
Immediate Foreclosure and Evictions Relief for Homeowners for the Next 60 Days
The U.S. Department of Housing and Urban Development (HUD) has authorized the FHA to implement an immediate foreclosure and eviction moratorium(link is external) for single family homeowners with FHA-insured mortgages for the next 60 days. Read the full press release(link is external).
FHA Q&A Form
FHA continues to run single family business operations. FHA has created a Q&A form available on their website to keep interested parties updated on their procedures during the COVID-19 crisis. Please refer to https://www.hud.gov/program_offices/housing/sfh(link is external) for the most current information.
Federal Housing Finance Agency (FHFA)
FHFA has instructed Fannie Mae, Freddie Mac and their servicers to be proactive in providing assistance to homeowners including forbearance. In addition, FHFA imposed a moratorium on eviction and foreclosures on mortgages backed by the GSEs:
Fannie Mae and Freddie Mac
Fannie Mae and Freddie Mac have issued similar guidance:
Fannie and Freddie have also created pages with additional information:
Internal Revenue Service (IRS)
The IRS has also created a Coronavirus Tax Relief section(link is external) on their website with updated information for taxpayers and businesses (these resources are for businesses and not specifically for consumers).
Filed under: 20 Blogs, Blog, Boca Raton real estate, coronavirus, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, home safety, Homebuyer Advice, Real Estate, real estate news, South Florida Real Estate, Uncategorized by Kim Bregman
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Filed under: Blog, Boca Raton real estate, coronavirus, Down Sizing, Exclusive Buyer Agency, Exclusive Buyer Agent, First Time Homebuyers, Florida Real Estate, Home Buyer Advice, Home Buyers, Home decorating, Homebuyer Advice, Kim Around the Web, Real Estate, real estate news, Real estate trends, South Florida Real Estate by Kim Bregman
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