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Posts Tagged ‘Down sizing’

What You Should Do After Closing

You searched for homes over the course of months or even years. You endured a series of offers and counter offers, property disclosures, inspections, loan applications, due diligence, and packing. Finally, after so much excitement, stress and anxiety, the house hunt has come to an end. But the story isn’t over yet. Here are some next steps to consider before you actually move in.

Make Copies of your Closing Documents.
The first stop you make after closing should be your local copy shop. While all the documents are still together and in order, make at least one copy of everything. Put one set in your folder for tax filing and one set in a file for house records.
Get a Safe Deposit Box and Put the Original Documents In It.
Keep your photocopies on hand at the house in case you need them in a pinch, but store the originals of your mortgage loan docs and your title certificate in a secure, off-site location. That means a safe deposit box at the bank, or on file with your attorney.
Got the keys? Great, now change the locks.
Assume that every one and his brother has a set of keys to your new home. The seller’s real estate agent likely gave copies to his or her assistant, a stager, handyman, or even another agent at some point during the marketing period. That does not even take into consideration the spare keys that the Seller’s gave the neighbors, their family, cleaning lady, and babysitter. That’s why the first person you should call after getting the keys is a locksmith. Spend the money to get all the locks changed or re-keyed right away. Don’t forget to reset any key code combinations that can be used to gain entry to the house as well including the garage door opener, garage keypads and alarm combinations should be changed.
Hire a cleaning crew.
There’s nothing worse than showing up with the movers, dozens of boxes and your personal belongings only to discover the seller hadn’t had the place cleaned as thoroughly as you would have liked.

Assume the worst and get a professional cleaning crew and painters in there the minute after the closing along with carpet cleaners. You want to start life in your new home with a clean slate. The movers might make a mess while moving in. But the bones of the place will be sparkling clean and you will have freshly painted closets and walls before the furniture and clothing gets in place.
Have a handyman, small contractor or designer on call.
Moving in can take days, if not weeks, and is made up of the kind of stuff you wouldn’t wish on your worst enemy. Things like aligning your framed artwork, centering the couch in the living room or getting the large rug set up in the master bedroom can drive you crazy. Nailed multiple holes in the wall in an attempt to get your family photos lined up on the staircase? Not all of us are cut out to do this kind of stuff. While it may seem like a luxury, investing a few hundred dollars in hiring someone to take orders, help with setting up and take over some of these mindless tasks will save time and potentially relieve you of a giant headache.
Play “what went off”:
Turn all of the lights on, plug radios, lamps, etc., into as many outlets as possible, then turn circuits off one at a time; make a list of which breaker controls what, and post it near or on the inside of the panel(s). Make sure you know where the main water shutoff is, and test it to see if it works. If you have a water filter, check it or replace it.
Check the furnace filters/replace if not new looking. Check gutters and leaders for blockage; clean if necessary. If you have a fireplace, have the flue inspected by a professional. Check/change batteries in smoke detectors.
If you control your own hot water, you’ll want to check the temperature pretty early on during your first day in the house. Developers of new homes have a bad habit of turning water heaters to “vacation” mode just before closing. This saves their utility bills but will result in a cold surprise when you go to take a shower. The temperature dial on your water heater should have a tick mark at the best setting. You don’t have to turn it all the way to the hottest point unless you need near-boiling water at all times.
 Put your Name on the Mailbox & Buzzer. If you’re living in a multi-unit complex, like a condo building, you’ll want to get your name on the mailbox as quickly as possible, since the post office won’t deliver to nameless boxes. People are of mixed opinions on whether you should also label your intercom buzzer. It can compromise your privacy, but if you’re expecting a lot of guests or deliveries it will make things easier.
Cover the Windows.
The residents of your new neighborhood are about to watch you parade all your belongings into the house. Don’t let them figure out what you’ve done with them so easily. Make sure you’ve got something in the windows of each room – it can be towels, shower curtains, cardboard – doesn’t matter what for now. Just make sure your privacy is safeguarded so your windows don’t become a walking advertisement for burglars and peeping toms.
Photograph everything. 
You’ll eventually want to take an inventory of everything you move into your house, but before you do so it’s a good idea to take pictures of your house in its native state. Once furniture is in place it will be difficult to remember where outlets are and what your home looked like when it was brand new. In the event of a catastrophic loss, you’ll need to refer back to those pictures in order to restore your home, so make sure you store them offsite, email them to yourself at a webmail address, or upload them to a cloud-based server.
Meet your new neighbors.
Getting to know your new neighbors and trading phone numbers can be very beneficial in case of emergencies. There is always value in having a good neighbor.
Make sure your first weeks and months of homeownership are safe and pleasant.

Plan first. Party later.

Down Sizing Tips

Lots of people these days are following that motto and trying to live a life of less; less junk, less clutter, less stress and less house. So how do you downsize your world when you’ve spent your life accumulating stuff?   Planning your space before you downsize is essential; downsizing requires some careful thought!

Whether you are a baby-boomer having to move your parents or a family who wants to downsize from the stress of a large home, to people wanting to plan a second home on a small scale, or even for people just wanting to have less to manage in their current home. Empty nesters and not-so-empty-nesters alike will find tried and true principles to get them through the challenges. Downsizing doesn’t have to mean losing your style either. In fact, when you do this right, you can end up with even more style with less stuff.

If downsizing is in the foreseeable future for you or a parent, here are seven ways to pare down the possessions. If downsizing seems daunting, remember this: if the home will be placed on the market, you’ll likely have to cut clutter nonetheless.

Plan backwards from moving day. If you have a clear idea when you (or a parent) are planning to move, start downsizing three months prior. It sounds taxing, but tackling every room (and/or garage, basement or attic) in one fell swoop is more challenging, if not impossible – especially for homeowners who’ve stayed put for years. Sorting through one room at a time is best.

Write a list of all the items you love and can’t live without; it will help you bid adieu to things that didn’t make the list. It’s hard to persuade people they can’t take everything with them, but by keeping what’s on your wish list, you won’t be upset about the things you can’t keep.

Stick to the OHIO rule. “Only handle it once.” Avoid placing items in “maybe” piles, particularly when helping a parent who may have a difficult time letting go. Ask yourself or your parent if they would replace the item if it disappeared – this will make the process feel much less like a trashing of beloved possessions.

Remember more isn’t always better. We all have items we’re saving “just in case” the original breaks. Don’t be afraid to purge duplicates. The same applies to clothing – avoid holding on to garments that no longer fit, but might “one day.”

Get a feel for the size of your new rooms by comparing them to rooms of similar dimensions in your present home. For instance, your living-room-to-be might be roughly the same size as your current bedroom. You may think you can squeeze in two sofas, but this kind of reality check could help you realize that only one will fit comfortably.

Get cash for your castoffs. Remember the three-month rule? If you’re planning to sell an item, start early – some things may not move as quickly as you’d like, and you don’t want to be stuck with items you no longer want come moving day. Keep in mind that eBay charges a selling fee, and items like shoes or books tend to languish on Craigslist.

Contact an auction house. If you or your parent has an assortment of valuable items, like antique furniture or artwork, coin and stamp collections, et. al. consider enlisting an auction house rather than an antique dealer – dealers want the most bang for their buck, not yours. Compile a large lot so the appraiser can assess items in one visit. An estate sales group can help facilitate the sale or auction of high-end belongings, too.

Donate as much as you can. Donating items to charitable organizations can make parting with possessions much more manageable. In many areas, the Salvation Army is available to transport big-ticket items like furniture or appliances. Other house wares in good condition can be donated to Goodwill or a local charity.